April 2014

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It's all good in Saskatchewan

According to a new smile index app, Reginans are among the happiest folks in Canada, despite having some of the coldest weather apparently, Reginans are happy people. In fact, we're the second-happiest people in the country, according to Jetpac City Guides, an iPhone app that helps cool people find cool places to meet other cool people. (Yes, there's an app for that.)

The good folks at Jetpac City Guides analyzed more than 100 million public photos on Instagram to come up with a "smile score" for Canadian cities. Kingston, Ont., ranked first; Regina, second; and Quebec City, third; with...


Education Savings: Start Early

A new baby in the family brings many hopes, dreams and expectations. This can often include thoughts about how their lives can be better than that of their parents. And that often includes hopes about careers and the education that goes with them. It is also the time to start planning how to finance the education needed to fulfill those hopes and dreams.

TD Economics estimates the total average cost today, of a four-year Canadian undergraduate degree, is $55,000 for students remaining at home and $84,000 for those living away. Parents of...

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How NOT to Plan your Estate

Your death will create problems. There will be three types - emotional, legal and financial. You can do certain things now, while you’re alive, to reduce or increase these problems and make your heirs either love you or hate you.


You can increase the emotional upset after your death by leaving your affairs in a mess. Hide your will, or better still, don’t make one. Have a number of secret bank accounts and investments.

Keep the records of your assets...

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Life is 10% what happens to you and 90% how you react to it.

Charles R. Swindoll

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.